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Want Extra Protection Down the Road?


Vehicle Extended Service Contract


Extended Service Contract is available to protect your New or Used vehicle. You choose the mileage and/or month term that works best for your driving needs. Extended Service Contract provides you with comprehensive coverage for almost every component and part in your vehicle. This coverage could cost less than paying for one breakdown.

Roadside Assistance

With Emergency roadside service you can receive 24/7 assistance with lockouts, tire changes, jump start, fluid delivery, and towing. Help is just a phone call away.

Car Rental

We understand your vehicle is often a necessity. Extended Service Contract provides reimbursement for a replacement vehicle on covered repairs.

Trip interruption

We want you to feel comfortable. If your vehicle has a covered mechanical breakdown while away from home, your Extended Service Contract will provide reimbursement for required meals and lodging (Not available in WV or HI)

Transferability

If you sell your vehicle within your contract terms, the remaining coverage can be transferred to the new owner, enhancing the resale value.

Flexibility

If you are unable to return to your selling dealership for repairs, Extended Service Contract will offer you the choice of licensed repair facility that is most convenient for you.




Equity Driver


Accelerate Equity & Shorten Loan Term

EquityDriver will deduct the FULL amount of your car payment from your checking or savings account approximately 3 weeks prior to the first regularly scheduled car payment that EquityDriver is to make on your behalf. This debit will be sent to your lienholder

Then, continuing every two weeks from the first debit, EquityDriver electronically debits just HALF of your regularly scheduled car payment from your checking or savings account

Next, once both HALF payments have been collected, EquityDriver will forward the full monthly payment to your lienholder.

Now, twice per year we are able to ask your Lienholder to apply half of your car payment towards the principal balance of your loan.

Here is the Secret!

Since your lender only expects 12 payments per year we can collect 2 extra half payments using EquityDriver. There are 52 weeks every year and collecting half your payment every two weeks means that a total of 26 half payments are collected each year… 2 of which are EXTRA!

Why does this matter?

By paying extra payments towards the principal balance of your loan, you are able to build equity quicker than you would pay your loan back in a traditional way.

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EquityDriver Example

Amount Financed: $22,000.00

Original Loan Term: 60 months

Interest Rate: 7.75%

Regular Payment: $444.87

Bi-Weekly Payment: $224.39

 

 

36 Month Payoff
Traditional: $9,772.53

 

EquityDriver: $8,272.69

That is a difference of: $1,499.84

48 Mo. Payoff
Traditional: $5,025.19
EquityDriver: $2,940.95

That is a difference of: $2,084.24